When an insurer deducts salvage from vehicle value, what must they provide to the insured?

When an insurer deducts salvage from the vehicle value, they are required to provide the insured with contact information for the salvage dealer. This practice is important because it facilitates transparency in the claims process and helps the insured understand how the salvage deduction is being calculated. By having the contact information, the insured can inquire about the salvage process or the potential value of their vehicle as it stands.

Providing this information aligns with the insurer's obligation to keep the insured informed about decisions affecting their claim. It also empowers the insured to take further steps if they wish to explore options related to the salvage vehicle, such as negotiating with the salvage dealer.

The other options, while potentially valuable, do not specifically address the requirement regarding salvage deductions. Details of vehicle condition, a list of possible repairs, and the estimated market value may be relevant in different contexts but are not mandated in relation to salvage deductions. The focus on dealer contact information ensures that the policyholder has a clear line of communication regarding the specific aspect of salvage involved in their claim.