What kind of vehicles are generally not included in the "private passenger automobile" definition?

The definition of "private passenger automobile" typically refers to vehicles that are designed primarily for the transportation of passengers. Trucks over 6,500 pounds, however, are generally classified differently because they are classified as commercial vehicles rather than private passenger vehicles. This distinction is crucial in auto damage appraisal since commercial vehicles may involve different insurance requirements, usage stipulations, and regulations compared to typical passenger cars.

In contrast, motorcycles are not considered passenger automobiles at all, as they fall into a separate category of vehicles. Leased vehicles are typically included under the broader definition of passenger automobiles, since they are used for personal transport just like owned passenger vehicles. Government-owned vehicles can vary widely in classification, but many may still qualify as private passenger vehicles if they are used for such purposes.

Thus, trucks over 6,500 lbs are the outlier in this context, aligning with how automobile classifications are structured for both insurance and appraisal practices.