What is one of the primary duties of an insured after an accident?

One of the primary duties of an insured after an accident is to report the accident to their insurer. This step is crucial because timely reporting allows the insurance company to assess the situation, investigate the claim, and determine coverage. The insurer needs this information to proceed with the claims process, including evaluating damages, providing assistance, and potentially covering the costs associated with the accident, such as repairs and medical expenses.

Prompt reporting also helps protect the insured's rights and ensures compliance with the terms of their insurance policy, which typically requires notification of any incidents that may lead to a claim. Failing to report can lead to delays or even denial of coverage for the accident, making it essential for the insured to fulfill this responsibility immediately following an incident.