What is NOT covered under a standard comprehensive insurance policy?

A standard comprehensive insurance policy is designed to cover various non-collision-related incidents that can damage a vehicle. This includes theft, vandalism, and fire damage, which are critical elements that comprehensive coverage typically encompasses.

Collision-related damages, such as those caused by an accident with another vehicle, fall under collision insurance rather than comprehensive insurance. Therefore, while policies may vary, comprehensive coverage generally does not include damages from collisions. This is the reason that the option pertaining to collision with another vehicle is not part of standard comprehensive insurance coverage.

By understanding the distinctions between comprehensive and collision insurance, it's clear why collision-related damage is not covered under a comprehensive policy. This knowledge can help in determining the correct type of insurance needed for specific automotive risks.